1151 Bronte Road, Oakville
Ontario, Canada, L6M 3L1
Phone: Dial 311 or
Toll free: 1-866-442-5866
Email Halton Region
Home ownership can be expensive on a fixed income.
We can help.
Frequently Asked Questions page to learn more about the Older Adults Property Tax Deferral Program.
Are you an older adult homeowner in Halton living on a fixed income of less than $46,600 a year?
If so, you may be eligible for Halton Region’s Older Adults Property Tax Deferral Program (By-law No. 20-16 PDF file) that will allow you to fully defer your annual property taxes, interest free. The deferral of your property taxes will allow you to focus your resources where you need them most, on your day-to-day needs, helping you manage the rising cost of living and remain in your own home. By helping you stay in the community of your choice, this new program is designed to enhance your overall quality of life.
Halton Region supports health at every age and stage of life. By helping older adults stay healthy and independent, the Older Adults Property Tax Deferral Program contributes to healthy aging and helps keep Halton a great place to live.
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Try our Eligibility and Calculator Tool to find out if you are eligible for the program and view possible deferral scenarios.
These fictional stories show why homeowners in Halton may decide to join the Older Adults Property Tax Deferral Program, and help to demonstrate how the program works.
Bob and Mary have lived in their Oakville home for over 40 years. With rising expenses on a fixed total income, Bob and Mary have to stick to a tight budget. They do not want to sell their family home, but they worry that home ownership may no longer be affordable for them. Together, Bob and Mary make $41,600 annually.
Their combined total gross income includes:
Bob and Mary heard about the Older Adults Property Tax Deferral Program through the Town of Oakville, and decided that deferring their property taxes would help them remain in their home. They submitted an
Older Adults Property Tax Deferral Program application form (PDF file) to the Town for the program, and were approved for the deferral.
Once accepted, Bob and Mary received a letter from the Town identifying the amount of taxes they deferred that year. The deferral provided the flexibility to help them manage their rising expenses, allowing them to stay in their family home.
Eve lives alone in Milton on an annual gross income of $36,500. The rising costs of groceries and her prescription medications are placing a strain on her monthly budget, and she is finding it difficult to afford the cost of living.
Eve lives within walking distance of a shopping mall and her family doctor. She is also close to the bus stop, and uses public transit regularly. Her location is important to her well-being, but she worries she may have to sell her home if her expenses continue to increase.
Eve’s total income includes:
After reading about the Older Adults Property Tax Deferral Program online, Eve decided to participate so that she could focus her resources on her day-to-day needs. She submitted an Older Adults Property Tax Deferral Program application form (PDF file) to the Town of Milton and was accepted into the program.
The Town sent her a letter identifying the amount of taxes she deferred that year. The deferral eased the burden on her fixed total income, making it more affordable to stay in her home and her community.
The Older Adults Property Tax Deferral Program helps improve the affordability of owning a home for older adults with low incomes. You are eligible to join the program if you meet the following criteria.
For older adults who share a home, each registered owner must meet these criteria and include their information with the program application.
The program is easy to join—just one submission to your local municipality.
Once they have your information, municipal staff will take care of the rest.
If you have any questions, about the program, please dial 311 from anywhere
in Halton or contact:
1151 Bronte Road
Oakville, ON, L6M 3L1
To submit a completed application, please send it to your Local Municipality:
Your Town or City determines your eligibility on an annual basis. Once your deferral begins, you must submit a completed Older Adults Property Tax Deferral Program renewal (PDF file) by September 30 of each year to remain in the program.
Unless you take action that ends your participation, such as selling your property, the program provides two full years for you to renew your participation and demonstrate your eligibility before you need to repay the deferred taxes. This ensures that you have every opportunity to continue the deferral of your property taxes.
At the end of the grace period, if you are ineligible or did not renew your application, your participation in the program will end.
Once you join the program, you can make full or partial deferral payments to your Local Municipality at any time. You only need to repay the full amount of deferred taxes in the following situations, whichever is earlier:
The program was designed to help you conserve your financial resources. The low administration fees help us offer the program in the long term while keeping it accessible to applicants with limited funds.
For problems or questions regarding this site, please email Halton
or dial 311 or 905-825-6000
Toll free 1-866-4HALTON (1-866-442-5866) | TTY: 905-827-9833
Halton Region is composed of
the City of Burlington,
the Town of Halton Hills,
the Town of Milton,
and the Town of Oakville .